Sphere

About Sphere

Provides a blockchain-based payment platform that enables seamless cross-border transactions, currency conversions, and compliance through a single API or no-code dashboard. It reduces the complexity and cost of international payments for businesses, individuals, and fintechs by offering near-instant settlements, competitive exchange rates, and robust fraud detection.

```xml <problem> Traditional cross-border payment systems are complex, costly, and slow, often requiring multiple intermediaries and leading to delays in settlement and exposure to fluctuating exchange rates. Existing solutions lack transparency and can be difficult to integrate, creating operational overhead for businesses and individuals alike. </problem> <solution> Sphere provides a blockchain-based payment platform that streamlines global money transfers by leveraging stablecoins and bare-metal banking rails. The platform offers near-instant settlements, competitive OTC exchange rates, and comprehensive compliance tools through a unified API and no-code dashboard. Sphere handles the engineering, operational, and regulatory complexities of cross-border payments, allowing businesses, individuals, and fintechs to send and receive funds in various currencies with greater speed, security, and transparency. The platform supports multiple payment methods, including wire transfers, bank transfers, and card payments, and offers features like automated currency conversions and split payouts. </solution> <features> - API and no-code solutions for easy integration into existing systems - Support for multiple currencies, including USD, EUR, MXN, and BRL - Real-time currency conversion with competitive exchange rates - Comprehensive AML and fraud detection mechanisms - Compliant with US regulations, including OFAC sanctions, FTC best practices, GDPR best practices, and PCI compliance - Non-custodial platform ensuring payments are peer-to-peer - End-to-end encryption and tokenization of data at rest and in transit - Developer toolkit with RESTful API, copy-and-paste code snippets, and thorough documentation - Support for native LST payments on Solana </features> <target_audience> Sphere primarily targets businesses, fintechs, high-net-worth individuals, and those involved in international remittances who require efficient, secure, and compliant cross-border payment solutions. </target_audience> <revenue_model> Sphere offers software access for free, charging a small transaction fee on each payment. Custom enterprise pricing is available upon request. </revenue_model> ```

What does Sphere do?

Provides a blockchain-based payment platform that enables seamless cross-border transactions, currency conversions, and compliance through a single API or no-code dashboard. It reduces the complexity and cost of international payments for businesses, individuals, and fintechs by offering near-instant settlements, competitive exchange rates, and robust fraud detection.

Where is Sphere located?

Sphere is based in Boston, United States.

When was Sphere founded?

Sphere was founded in 2022.

How much funding has Sphere raised?

Sphere has raised 5000000.

Who founded Sphere?

Sphere was founded by Arnold Lee.

  • Arnold Lee - CEO
Location
Boston, United States
Founded
2022
Funding
5000000
Employees
27 employees
Major Investors
Coinbase Ventures, Kraken Ventures
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Sphere

Score: 100/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Provides a blockchain-based payment platform that enables seamless cross-border transactions, currency conversions, and compliance through a single API or no-code dashboard. It reduces the complexity and cost of international payments for businesses, individuals, and fintechs by offering near-instant settlements, competitive exchange rates, and robust fraud detection.

spherepay.co2K+
cb
Crunchbase
Founded 2022Boston, United States

Funding

$

Estimated Funding

$5M+

Major Investors

Coinbase Ventures, Kraken Ventures

Team (25+)

Arnold Lee

CEO

Company Description

Problem

Traditional cross-border payment systems are complex, costly, and slow, often requiring multiple intermediaries and leading to delays in settlement and exposure to fluctuating exchange rates. Existing solutions lack transparency and can be difficult to integrate, creating operational overhead for businesses and individuals alike.

Solution

Sphere provides a blockchain-based payment platform that streamlines global money transfers by leveraging stablecoins and bare-metal banking rails. The platform offers near-instant settlements, competitive OTC exchange rates, and comprehensive compliance tools through a unified API and no-code dashboard. Sphere handles the engineering, operational, and regulatory complexities of cross-border payments, allowing businesses, individuals, and fintechs to send and receive funds in various currencies with greater speed, security, and transparency. The platform supports multiple payment methods, including wire transfers, bank transfers, and card payments, and offers features like automated currency conversions and split payouts.

Features

API and no-code solutions for easy integration into existing systems

Support for multiple currencies, including USD, EUR, MXN, and BRL

Real-time currency conversion with competitive exchange rates

Comprehensive AML and fraud detection mechanisms

Compliant with US regulations, including OFAC sanctions, FTC best practices, GDPR best practices, and PCI compliance

Non-custodial platform ensuring payments are peer-to-peer

End-to-end encryption and tokenization of data at rest and in transit

Developer toolkit with RESTful API, copy-and-paste code snippets, and thorough documentation

Support for native LST payments on Solana

Target Audience

Sphere primarily targets businesses, fintechs, high-net-worth individuals, and those involved in international remittances who require efficient, secure, and compliant cross-border payment solutions.

Revenue Model

Sphere offers software access for free, charging a small transaction fee on each payment. Custom enterprise pricing is available upon request.