About Moneyflo

MoneyFlo provides a platform that aggregates enriched non-banking transactional data to enhance risk assessment and underwriting for financial institutions. This enables lenders to make informed credit decisions, reduce risk, and offer tailored financing options to small businesses seeking affordable credit.

```xml <problem> Small businesses often struggle to access affordable credit due to a lack of comprehensive financial data available to lenders. Traditional risk assessment methods may overlook the nuances of online businesses, leading to higher interest rates or loan denials. This lack of access to capital can hinder growth and limit opportunities for these businesses. </problem> <solution> MoneyFlo provides a platform that aggregates and enriches non-banking transactional data from various sources, offering lenders a more complete view of a business's financial health. This enriched data enables lenders to make more informed credit decisions, reduce risk, and offer tailored financing options to online brands. By providing businesses with access to detailed financial reports and connecting them with multiple lenders, MoneyFlo facilitates access to affordable credit and personalized financial solutions. </solution> <features> - Aggregates transactional data from e-commerce platforms and other sources - Provides financial reports, including cash flow analysis and profit margin insights - Offers a centralized platform for businesses to track their financial performance - Connects businesses with multiple lenders to compare financing options - Enables lenders to access enriched data for enhanced risk assessment - Facilitates faster loan disbursals through standardized reporting and data extraction - Seamless integration with leading e-commerce platforms </features> <target_audience> MoneyFlo primarily targets small and medium-sized online businesses seeking affordable credit and lenders looking to improve their risk assessment and expand their lending opportunities. </target_audience> <revenue_model> MoneyFlo offers financial insights and credit matching services to businesses, with separate paid plans for large data volumes. The company charges lenders a fee for successful credit secured through the platform. </revenue_model> ```

What does Moneyflo do?

Where is Moneyflo located?

Moneyflo is based in Bengaluru, India.

When was Moneyflo founded?

Moneyflo was founded in 2023.

Who founded Moneyflo?

Moneyflo was founded by Piyush Makhija.

Piyush Makhija - CTO/Founder

Location

Bengaluru, India

Founded

2023

Employees

4 employees

Looking for specific startups?

Try our free semantic startup search

Moneyflo

Score: 48/100

AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

moneyflo.ai 200+

Founded 2023 – Bengaluru, India

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (<5)

Piyush Makhija

CTO/Founder

Company Description

Problem

Small businesses often struggle to access affordable credit due to a lack of comprehensive financial data available to lenders. Traditional risk assessment methods may overlook the nuances of online businesses, leading to higher interest rates or loan denials. This lack of access to capital can hinder growth and limit opportunities for these businesses.

Solution

MoneyFlo provides a platform that aggregates and enriches non-banking transactional data from various sources, offering lenders a more complete view of a business's financial health. This enriched data enables lenders to make more informed credit decisions, reduce risk, and offer tailored financing options to online brands. By providing businesses with access to detailed financial reports and connecting them with multiple lenders, MoneyFlo facilitates access to affordable credit and personalized financial solutions.

Features

Aggregates transactional data from e-commerce platforms and other sources

Provides financial reports, including cash flow analysis and profit margin insights

Offers a centralized platform for businesses to track their financial performance

Connects businesses with multiple lenders to compare financing options

Enables lenders to access enriched data for enhanced risk assessment

Facilitates faster loan disbursals through standardized reporting and data extraction

Seamless integration with leading e-commerce platforms

Target Audience

MoneyFlo primarily targets small and medium-sized online businesses seeking affordable credit and lenders looking to improve their risk assessment and expand their lending opportunities.

Revenue Model

MoneyFlo offers financial insights and credit matching services to businesses, with separate paid plans for large data volumes. The company charges lenders a fee for successful credit secured through the platform.