Fluid Financial

About Fluid Financial

Fluid provides a B2B Buy Now Pay Later platform that integrates with suppliers' ERP and accounting systems to facilitate instant credit assessments and upfront payments for B2B transactions. This solution addresses the challenge of cash flow for suppliers by enabling buyers to purchase on credit terms, thereby increasing order sizes and attracting new customers.

```xml <problem> Many B2B suppliers face challenges related to cash flow due to delayed payments and the need to offer credit terms to buyers. This can limit their ability to invest in growth and manage day-to-day operations effectively. Traditional methods of assessing creditworthiness and managing accounts receivable are often time-consuming and inefficient. </problem> <solution> Fluid provides a B2B Buy Now Pay Later (BNPL) platform that integrates with suppliers' existing ERP and accounting systems to streamline payment processes and improve cash flow. The platform offers instant credit assessments for buyers, enabling suppliers to offer flexible payment terms such as net 30, 45, or 60 days, or installment plans. Fluid pays suppliers upfront, covering up to 90% of the invoice value minus a transaction fee, while managing collections and credit risks. This allows suppliers to get paid immediately, increase order sizes, attract new customers, and reduce the burden of accounts receivable management. </solution> <features> - Seamless integration with ERP and accounting systems like Xero, Quickbooks, Microsoft, and Netsuite. - Instant credit decisioning for B2B buyers. - Upfront payment to suppliers, covering up to 90% of the invoice value. - Flexible payment options for buyers, including pay now, on delivery, or net terms. - Automated invoice management and reconciliation. - Buyer payment portal for simplified invoice tracking and payment processing. - Seller portal for real-time payment status updates and streamlined onboarding. - Handles collections and credit risks on behalf of the supplier. </features> <target_audience> The primary target audience includes B2B suppliers, wholesalers, distributors, and e-commerce companies looking to improve cash flow, streamline payment processes, and offer flexible payment options to their buyers. </target_audience> <revenue_model> Fluid generates revenue through transaction fees charged to suppliers for each transaction processed through the platform. </revenue_model> ```

What does Fluid Financial do?

Fluid provides a B2B Buy Now Pay Later platform that integrates with suppliers' ERP and accounting systems to facilitate instant credit assessments and upfront payments for B2B transactions. This solution addresses the challenge of cash flow for suppliers by enabling buyers to purchase on credit terms, thereby increasing order sizes and attracting new customers.

Where is Fluid Financial located?

Fluid Financial is based in Singapore, Singapore.

When was Fluid Financial founded?

Fluid Financial was founded in 2023.

How much funding has Fluid Financial raised?

Fluid Financial has raised 7000000.

Location
Singapore, Singapore
Founded
2023
Funding
7000000
Employees
24 employees
Major Investors
Insignia Ventures Partners
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Fluid Financial

Score: 100/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Fluid provides a B2B Buy Now Pay Later platform that integrates with suppliers' ERP and accounting systems to facilitate instant credit assessments and upfront payments for B2B transactions. This solution addresses the challenge of cash flow for suppliers by enabling buyers to purchase on credit terms, thereby increasing order sizes and attracting new customers.

gofluid.io3K+
cb
Crunchbase
Founded 2023Singapore, Singapore

Funding

$

Estimated Funding

$7M+

Major Investors

Insignia Ventures Partners

Team (20+)

No team information available. Click "Fetch founders" to run a focused founder search.

Company Description

Problem

Many B2B suppliers face challenges related to cash flow due to delayed payments and the need to offer credit terms to buyers. This can limit their ability to invest in growth and manage day-to-day operations effectively. Traditional methods of assessing creditworthiness and managing accounts receivable are often time-consuming and inefficient.

Solution

Fluid provides a B2B Buy Now Pay Later (BNPL) platform that integrates with suppliers' existing ERP and accounting systems to streamline payment processes and improve cash flow. The platform offers instant credit assessments for buyers, enabling suppliers to offer flexible payment terms such as net 30, 45, or 60 days, or installment plans. Fluid pays suppliers upfront, covering up to 90% of the invoice value minus a transaction fee, while managing collections and credit risks. This allows suppliers to get paid immediately, increase order sizes, attract new customers, and reduce the burden of accounts receivable management.

Features

Seamless integration with ERP and accounting systems like Xero, Quickbooks, Microsoft, and Netsuite.

Instant credit decisioning for B2B buyers.

Upfront payment to suppliers, covering up to 90% of the invoice value.

Flexible payment options for buyers, including pay now, on delivery, or net terms.

Automated invoice management and reconciliation.

Buyer payment portal for simplified invoice tracking and payment processing.

Seller portal for real-time payment status updates and streamlined onboarding.

Handles collections and credit risks on behalf of the supplier.

Target Audience

The primary target audience includes B2B suppliers, wholesalers, distributors, and e-commerce companies looking to improve cash flow, streamline payment processes, and offer flexible payment options to their buyers.

Revenue Model

Fluid generates revenue through transaction fees charged to suppliers for each transaction processed through the platform.