Finresi provides a platform for accredited investors to invest in high-yield, real estate-secured loans, offering returns of up to 12% APY without the complexities of property management. By facilitating access to pre-vetted loans, Finresi addresses the challenge of limited investment opportunities in real estate debt typically reserved for institutional investors.
Funding
Funding not disclosed
Founders
Product
Problem
Accredited investors often lack access to high-yield, real estate-secured loans, which are typically reserved for institutional investors, limiting their ability to diversify portfolios and achieve attractive returns without the complexities of direct property management.
Solution
Finresi provides a platform that enables accredited investors to invest in pre-vetted, real estate debt, offering access to opportunities that were previously difficult to obtain. The platform simplifies real estate debt investing, providing consistent monthly returns without the burdens of property management. Investors can browse and filter available loan opportunities, invest in good debt, and track their investments in real time through a personalized dashboard. Finresi also offers a secondary market, providing investors with the option to liquidate holdings before maturity, subject to penalty fees.
Target Audience
Finresi targets accredited investors seeking passive income through real estate debt investments without the operational responsibilities of property ownership.
Features
- Access to pre-vetted real estate-secured loans with target APY of 10-12%.
- Investments are secured by the underlying property as a first-lien position.
- Principal Protection account funded by a small portion of interest generated from performing loans.
- Personalized investor dashboard to track investments in real time.
- Secondary market option for early liquidation of holdings (penalty fees apply).
- Loan-to-value (LTV) ratios and loan terms are clearly displayed for each investment opportunity.