Finfra

About Finfra

Finfra provides a suite of embedded lending solutions through seamless APIs, enabling non-financial platforms to offer invoice, payroll, and working capital financing directly within their applications. This integration allows businesses to enhance customer retention and increase purchasing power by facilitating flexible payment options for their users.

<problem> Many platforms lack the infrastructure to offer integrated financial services, hindering customer retention and limiting purchasing power for their users. Building and maintaining lending infrastructure is complex, resource-intensive, and requires navigating licensing and compliance hurdles. </problem> <solution> Finfra provides a suite of APIs that enable non-financial platforms to offer embedded lending solutions, such as invoice, payroll, and working capital financing, directly within their applications. These APIs allow businesses to provide flexible payment options to their users, increasing customer satisfaction, retention, and lifetime value. Finfra handles user account balance management, payment processing, and loan management with a built-in ledger and accounting system. By using Finfra's APIs, businesses can launch and scale white-labeled credit services within weeks, avoiding the significant investment and time required to develop their own lending infrastructure. </solution> <features> - Seamless APIs for integrating invoice financing, payroll financing, and working capital financing into existing platforms - License and compliance management, reducing the time and investment required to launch lending products - User account balance management and payment handling - Loan management with a built-in ledger and accounting system - Underwriting and credit risk models based on data from a leading Fintech Lending service - Portfolio analytics to monitor performance and key lending KPIs - Customizable interest and fee limits to comply with regulatory requirements </features> <target_audience> Finfra primarily serves digital supply chain platforms, agtech companies, merchant e-commerce platforms, healthcare providers, logistics companies, HR technology providers, and merchant accounting apps. </target_audience>

What does Finfra do?

Finfra provides a suite of embedded lending solutions through seamless APIs, enabling non-financial platforms to offer invoice, payroll, and working capital financing directly within their applications. This integration allows businesses to enhance customer retention and increase purchasing power by facilitating flexible payment options for their users.

Where is Finfra located?

Finfra is based in Jaú, Indonesia.

When was Finfra founded?

Finfra was founded in 2022.

How much funding has Finfra raised?

Finfra has raised 4300000.

Location
Jaú, Indonesia
Founded
2022
Funding
4300000
Employees
19 employees
Major Investors
Cento Ventures
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Finfra

Score: 100/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Finfra provides a suite of embedded lending solutions through seamless APIs, enabling non-financial platforms to offer invoice, payroll, and working capital financing directly within their applications. This integration allows businesses to enhance customer retention and increase purchasing power by facilitating flexible payment options for their users.

finfra.io1K+
cb
Crunchbase
Founded 2022Jaú, Indonesia

Funding

$

Estimated Funding

$4.3M+

Major Investors

Cento Ventures

Team (15+)

Varun Rathi

Building embedded lending infrastructure for SEA

Reinis Simanovskis

Building Embedded Lending infrastructure for Indonesia

Company Description

Problem

Many platforms lack the infrastructure to offer integrated financial services, hindering customer retention and limiting purchasing power for their users. Building and maintaining lending infrastructure is complex, resource-intensive, and requires navigating licensing and compliance hurdles.

Solution

Finfra provides a suite of APIs that enable non-financial platforms to offer embedded lending solutions, such as invoice, payroll, and working capital financing, directly within their applications. These APIs allow businesses to provide flexible payment options to their users, increasing customer satisfaction, retention, and lifetime value. Finfra handles user account balance management, payment processing, and loan management with a built-in ledger and accounting system. By using Finfra's APIs, businesses can launch and scale white-labeled credit services within weeks, avoiding the significant investment and time required to develop their own lending infrastructure.

Features

Seamless APIs for integrating invoice financing, payroll financing, and working capital financing into existing platforms

License and compliance management, reducing the time and investment required to launch lending products

User account balance management and payment handling

Loan management with a built-in ledger and accounting system

Underwriting and credit risk models based on data from a leading Fintech Lending service

Portfolio analytics to monitor performance and key lending KPIs

Customizable interest and fee limits to comply with regulatory requirements

Target Audience

Finfra primarily serves digital supply chain platforms, agtech companies, merchant e-commerce platforms, healthcare providers, logistics companies, HR technology providers, and merchant accounting apps.

Finfra - Funding: $4M+ | StartupSeeker