Fellow Bank

About Fellow Bank

Alisa Bank offers digital banking services tailored for small businesses and deposit customers, utilizing a Banking-as-a-Service (BaaS) model to provide invoice financing and deposit accounts through automated processes. The bank addresses the need for efficient financial management by delivering seamless access to banking services via digital channels that customers use daily.

```xml <problem> Small and medium-sized enterprises (SMEs) often face challenges in managing their finances efficiently due to complicated, slow, and burdensome traditional banking processes. They require seamless access to financial services within the digital channels they use daily. </problem> <solution> Alisa Bank provides digital banking services tailored for SMEs and deposit customers, leveraging a Banking-as-a-Service (BaaS) model to offer invoice financing and deposit accounts. The bank delivers efficient financial management through automated processes and seamless access to banking services via digital channels. Alisa Bank focuses on providing solutions that simplify banking for its customers, offering invoice financing to all SME customers and aiming for international growth through partnerships. </solution> <features> - Invoice financing for SME customers - Deposit accounts for deposit customers - Digital service model with automated processes - Scalable, modern IT system - Service integrations in selected markets across Europe </features> <target_audience> Alisa Bank primarily targets small and medium-sized enterprises (SMEs) and deposit customers seeking efficient and accessible digital banking solutions. </target_audience> <revenue_model> Alisa Bank generates revenue through interest on its loan portfolio, fees from deposit accounts, and service fees from its Banking-as-a-Service (BaaS) offerings. In H1 2024, the bank reported a loan portfolio of EUR 192.6 million and a deposit portfolio of EUR 508.5 million. </revenue_model> ```

What does Fellow Bank do?

Alisa Bank offers digital banking services tailored for small businesses and deposit customers, utilizing a Banking-as-a-Service (BaaS) model to provide invoice financing and deposit accounts through automated processes. The bank addresses the need for efficient financial management by delivering seamless access to banking services via digital channels that customers use daily.

Where is Fellow Bank located?

Fellow Bank is based in Turku, Finland.

When was Fellow Bank founded?

Fellow Bank was founded in 2022.

Location
Turku, Finland
Founded
2022
0
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Fellow Bank

AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

Alisa Bank offers digital banking services tailored for small businesses and deposit customers, utilizing a Banking-as-a-Service (BaaS) model to provide invoice financing and deposit accounts through automated processes. The bank addresses the need for efficient financial management by delivering seamless access to banking services via digital channels that customers use daily.

fellowbank.com
Founded 2022Turku, Finland

Funding

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Company Description

Problem

Small and medium-sized enterprises (SMEs) often face challenges in managing their finances efficiently due to complicated, slow, and burdensome traditional banking processes. They require seamless access to financial services within the digital channels they use daily.

Solution

Alisa Bank provides digital banking services tailored for SMEs and deposit customers, leveraging a Banking-as-a-Service (BaaS) model to offer invoice financing and deposit accounts. The bank delivers efficient financial management through automated processes and seamless access to banking services via digital channels. Alisa Bank focuses on providing solutions that simplify banking for its customers, offering invoice financing to all SME customers and aiming for international growth through partnerships.

Features

Invoice financing for SME customers

Deposit accounts for deposit customers

Digital service model with automated processes

Scalable, modern IT system

Service integrations in selected markets across Europe

Target Audience

Alisa Bank primarily targets small and medium-sized enterprises (SMEs) and deposit customers seeking efficient and accessible digital banking solutions.

Revenue Model

Alisa Bank generates revenue through interest on its loan portfolio, fees from deposit accounts, and service fees from its Banking-as-a-Service (BaaS) offerings. In H1 2024, the bank reported a loan portfolio of EUR 192.6 million and a deposit portfolio of EUR 508.5 million.

Fellow Bank | StartupSeeker