About Atlas

Atlas provides a credit card service platform that enables users to build credit without requiring a prior credit history, featuring a high approval rate and 0% APR. The platform offers safe spending limits that grow over time, along with cash back rewards and automated savings tools, helping users save an average of $1,850 annually.

```xml <problem> Many individuals, particularly those without an established credit history, face difficulty obtaining credit cards from traditional providers. This lack of access can hinder their ability to build credit and participate fully in the financial system. </problem> <solution> Atlas provides a credit card platform designed to increase accessibility and help users build credit, even without prior credit history. The platform offers a higher approval rate compared to traditional credit cards, along with 0% APR to avoid interest charges. Users benefit from safe spending limits that grow over time as they demonstrate responsible usage. Atlas also incorporates cash back rewards at a wide range of merchants and automated savings tools to promote financial well-being. The platform reports payment activity to all three major credit bureaus, enabling users to establish and improve their credit scores. </solution> <features> - High approval rates, exceeding traditional credit card approval rates by over 4x - 0% APR to eliminate interest charges - Spending limits that adapt and grow with responsible use - Cash back rewards at over 50,000 locations, including gas stations, restaurants, and coffee shops - 5% cash back on subscriptions such as Netflix and Hulu - Virtual cards for managing and canceling subscriptions - Lucky Swipes for up to 100% cash back on purchases - Bill negotiation service to reduce expenses on phone, internet, and insurance bills - Savings automation tools to help users save more effectively - Subscription manager to track and manage recurring payments - Deposit account with early paycheck access - Tax filing service included with membership - Instant transaction alerts and card blocking for security - Fraud protection and liability coverage </features> <target_audience> The primary target audience includes individuals with limited or no credit history, students, and those seeking to rebuild their credit scores. </target_audience> <revenue_model> Atlas generates revenue through a membership fee of $8.99 charged every four weeks, or an annual plan of $89 per year. </revenue_model> ```

What does Atlas do?

Where is Atlas located?

Atlas is based in Berkeley, United States.

When was Atlas founded?

Atlas was founded in 2022.

Location

Berkeley, United States

Founded

2022

Employees

35 employees

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Atlas

Score: 75/100

AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

atlasfin.com 500+

Founded 2022 – Berkeley, United States

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (30+)

Zane Salim

Building Atlas

Company Description

Problem

Many individuals, particularly those without an established credit history, face difficulty obtaining credit cards from traditional providers. This lack of access can hinder their ability to build credit and participate fully in the financial system.

Solution

Atlas provides a credit card platform designed to increase accessibility and help users build credit, even without prior credit history. The platform offers a higher approval rate compared to traditional credit cards, along with 0% APR to avoid interest charges. Users benefit from safe spending limits that grow over time as they demonstrate responsible usage. Atlas also incorporates cash back rewards at a wide range of merchants and automated savings tools to promote financial well-being. The platform reports payment activity to all three major credit bureaus, enabling users to establish and improve their credit scores.

Features

High approval rates, exceeding traditional credit card approval rates by over 4x

0% APR to eliminate interest charges

Spending limits that adapt and grow with responsible use

Cash back rewards at over 50,000 locations, including gas stations, restaurants, and coffee shops

5% cash back on subscriptions such as Netflix and Hulu

Virtual cards for managing and canceling subscriptions

Lucky Swipes for up to 100% cash back on purchases

Bill negotiation service to reduce expenses on phone, internet, and insurance bills

Savings automation tools to help users save more effectively

Subscription manager to track and manage recurring payments

Deposit account with early paycheck access

Tax filing service included with membership

Instant transaction alerts and card blocking for security

Fraud protection and liability coverage

Target Audience

The primary target audience includes individuals with limited or no credit history, students, and those seeking to rebuild their credit scores.

Revenue Model

Atlas generates revenue through a membership fee of $8.99 charged every four weeks, or an annual plan of $89 per year.