3F Captive Services

About 3F Captive Services

3F Insurance Group provides customized captive insurance solutions for small to medium-sized businesses, allowing them to retain premiums and tailor coverage to their specific risk profiles. This approach enhances cash flow, improves risk management, and offers potential tax benefits, addressing the challenges of rising insurance costs and inadequate coverage in the commercial market.

```xml <problem> Small to medium-sized businesses face challenges with rising commercial insurance costs and generic coverage that doesn't address their specific risk profiles. Traditional insurance may not adequately cover unique risks, leading to potential financial vulnerabilities and hindering effective risk management. </problem> <solution> 3F Insurance Group offers customized captive insurance solutions that enable businesses to own their insurance company and pool risks with other businesses. This approach allows companies to retain premiums, net of claims and losses, and tailor coverage to their specific needs, including those not typically available in the commercial market. By owning a captive insurance company, businesses gain greater control over their insurance, enhance cash flow, and proactively manage risks, leading to safer and more efficient operations. The captive insurance company can also make loans to its parent company, creating tax benefits for both entities. </solution> <features> - Customized insurance policies tailored to specific business needs and risks - Retention of underwriting profits and investment income within the captive insurance company - Enhanced risk management through proactive measures and reduced insurance claims - Potential tax advantages for both the parent company and the captive insurance company - Financing benefits through loans from the captive to the parent company - Coverage for unique risks not typically covered by traditional insurance, such as PAGA-related liabilities in California </features> <target_audience> The primary target audience includes small to medium-sized businesses across various industries seeking customized insurance solutions, enhanced risk management, and greater control over their insurance costs. </target_audience> <revenue_model> 3F Insurance Group generates revenue through fees associated with the setup, management, and ongoing administration of captive insurance programs. </revenue_model> ```

What does 3F Captive Services do?

3F Insurance Group provides customized captive insurance solutions for small to medium-sized businesses, allowing them to retain premiums and tailor coverage to their specific risk profiles. This approach enhances cash flow, improves risk management, and offers potential tax benefits, addressing the challenges of rising insurance costs and inadequate coverage in the commercial market.

Where is 3F Captive Services located?

3F Captive Services is based in Reno, United States.

When was 3F Captive Services founded?

3F Captive Services was founded in 2022.

Who founded 3F Captive Services?

3F Captive Services was founded by Jonathan Strike and Patrick Johnston.

  • Jonathan Strike - Co-Founder
  • Patrick Johnston - Co-Founder
Location
Reno, United States
Founded
2022
Employees
2 employees
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3F Captive Services

Score: 8/100
AI-Generated Company Overview (experimental) – could contain errors

Executive Summary

3F Insurance Group provides customized captive insurance solutions for small to medium-sized businesses, allowing them to retain premiums and tailor coverage to their specific risk profiles. This approach enhances cash flow, improves risk management, and offers potential tax benefits, addressing the challenges of rising insurance costs and inadequate coverage in the commercial market.

3fcaptiveservices.com10+
Founded 2022Reno, United States

Funding

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Team (<5)

Jonathan Strike

Co-Founder

Patrick Johnston

Co-Founder

Company Description

Problem

Small to medium-sized businesses face challenges with rising commercial insurance costs and generic coverage that doesn't address their specific risk profiles. Traditional insurance may not adequately cover unique risks, leading to potential financial vulnerabilities and hindering effective risk management.

Solution

3F Insurance Group offers customized captive insurance solutions that enable businesses to own their insurance company and pool risks with other businesses. This approach allows companies to retain premiums, net of claims and losses, and tailor coverage to their specific needs, including those not typically available in the commercial market. By owning a captive insurance company, businesses gain greater control over their insurance, enhance cash flow, and proactively manage risks, leading to safer and more efficient operations. The captive insurance company can also make loans to its parent company, creating tax benefits for both entities.

Features

Customized insurance policies tailored to specific business needs and risks

Retention of underwriting profits and investment income within the captive insurance company

Enhanced risk management through proactive measures and reduced insurance claims

Potential tax advantages for both the parent company and the captive insurance company

Financing benefits through loans from the captive to the parent company

Coverage for unique risks not typically covered by traditional insurance, such as PAGA-related liabilities in California

Target Audience

The primary target audience includes small to medium-sized businesses across various industries seeking customized insurance solutions, enhanced risk management, and greater control over their insurance costs.

Revenue Model

3F Insurance Group generates revenue through fees associated with the setup, management, and ongoing administration of captive insurance programs.